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2023 Benefits

Benefits 2023

As a valued employee, you help shape and impact the quality of life for people throughout our company and our communities.

As a team member you play an important role in our mission to lead healthcare transformation. Our company’s high quality, comprehensive benefits are among the rewards you receive in return. These benefits are an important part of your total compensation, and our benefits program provides choice and value to meet the needs of our diverse workforce.

Choosing benefits can be overwhelming. We have equipped you with a 2023 Benefits Guide and this site which includes tools and information to help you make the right choices for you and your family. They both offer comprehensive overviews of your health and welfare benefits and options, including details about eligibility, enrollment, and the plans available to you and your covered dependents.

Your well-being is about more than just physical health. It includes your emotional, financial, and social wellness too. No matter where you are on your health and wellness journey, we are here to support you.

Your Benefits Team

Important Benefits to Highlights

Employees can access their medical information on MyHealthtoolkit, a concierge tool that allows members to take full advantage of their BCBS benefits. By logging on to MyHealth Toolkit, members can access Teladoc, print their BCBS ID card, find providers, check the status of claims, receive cost estimates on specific services, get access to resources related to various types of care, BCBS member perks, and so much more.

Members have access to board-certified physicians through the convenience of phone or video consults 24/7/365. Teladoc providers can treat many common medical conditions and write prescriptions according to the guidelines in your state. Log on to MyHealthToolkit to register for Teladoc and start utilizing services starting January 1^st. Until then, please continue to use HealthJoy for virtual providers for the remainder of 2022.

Lifeworks is a Total Wellbeing Solution designed to help employees improve their mental and physical health and productivity at work, school, and home—compliments of NueHealth. Employees can turn to Lifeworks for confidential support through their wellness journey—anytime, anywhere via mobile or web. Services include access to 24/7 counseling and online wellbeing services, monthly webinars, and legal services.

Access the lifeworks portal at metlifeeap.lifeworks.com
Username: metlifeeap
Password: eap

Domestic Partners became eligible to participate in our benefits in 2022 with the same access as spouses. As a reminder when adding a domestic partner, teammates must fill out and return a notarized Domestic Partner Certification to ccrowe@valuehealth.com

This plan offers an incentive to spouses who opt-out of our medical plan by enrolling in their company’s medical insurance plan. To participate in the SpouseSaver program, spouses of participants in the medical plan must have participated in one of our medical plans or in the SpouseSaver HRA during the preceding plan year. This requirement does not apply to new hires, newly eligible teammates, or those experiencing a qualifying life event, such as marriage. Re-enrolling in this program must be done on an annual basis.
The Spouse Saver HRA may impact the ability to contribute to an HSA if an employee’s spouse enrolls in an HSA-qualified high deductible health plan. Consult a tax professional for regulations and restrictions.

Do not forget about our physician-led disease management and coaching program for participants of the medical plan who are at risk for pre-diabetes, diabetes, and obesity. This is at no cost to the teammate or eligible dependent. info.virtahealth.com/join

The company cares about the financial well-being of employees and proudly offers a 401(k) plan to help them meet retirement goals. Employees are eligible to participate the 1st of the month after 30 days of employment.  After one-year of employment employees are eligible for the company match.
Additional features include:

A 4% auto-enroll feature for all new employees
An annual auto-increase of 1% which is processed around the time of the annual merit increases.

These features are offered to assist our employees in achieving their long-term retirement goals.

Log on to www.principal.com/login to set-up your account, review your financial goals, and make deferral changes.  